I would appreciate any advice any of you might provide. My son has rented the house he is in for 7 years. he has 3 pits who are like his kids. Recently the landlady changed insurance companies and the new company is saying he must get RID of his dogs or move, or they will not insure. Be advised, 2 of his dogs are in a fenced yard AND tethered. The third dog is a house dog and a regular pussy cat. None of these dogs have never got out or caused any problem at all. he lives in Fresno, California. ANY SUGGESTIONS?????????????????
There's not really anything he can do honestly other than move or get rid of the dogs. Some insurance providers totally refuse homeowners insurance to people with certain breeds. I know they're his babies but it's landlady's property and she is looking out for herself.
Minn's right, he doesn't have much of a choice. Either move or get rid of the pooches. However, since it was her doing and she more then likely did it that way on purpose, she also gave him the option to move, therefore, he should be able to get out of his lease without any other consequences.
It would not even make a difference if he owns his place, as we were told the same thing when we bought here. They will not insure with pit bulls on the place. I have heard that other breeds are also affected depending on where you live. Luckily for us, they don't discriminate against German Shepherds here, yet!
I just can't believe this land lady did this to him. I feel it may have been done on purpose.Since he's renting ,he may not have much of a choice but to move,which is not easy to pack and move like that.Maybe legally he could get a lawyer and fight it.Lastly maybe he could get the lady to say the dogs are some other breed,like Terriers.I hate to see your son having to give up his dogs,that would break my heart if I had to do that with my dogs.
To the poster that said it would make no difference if he owns the place,I own 2 Pits ,and just had to keep looking until I found a company that would insure my dogs.If you love your dogs,you'll be willing to do the work.
Yea, there isn't really anything you can do about it. I would definately move if I were in that position. For most companies, it's the same with Dobermans. That stinks though. I am sorry about everything he is going through. I hope all turns out ok in the end.
If your son wants to stay, maybe he could offer to pay the lady the difference between the old and new insurance companies if she will agree to stay with the one that allows his dogs. Otherwise, it may be time for him to house hunt.
If his dogs are good natured-- he may want to try his dogs in the AKC Canine Good Citizen program-- If they pass and get certified most insurance companies will allow for that-- also if he can provide proof that they are obedience trained ( i.e. petsmart, private trainer, etc) then that may hold some weight as well. Another idea is for him to find an insurance policy that will cover him and the dogs ( renters insurance) and his landlady can take out a policy that excludes her from liability if something were to happen. Its available but ya just have to be persitant.
edited to say:
He needs to go directly to a local insurance agent-- ask his friends with dogs for a dog friendly agent that they know of-- Dont call an insurance company on the phone-- they wont talk to you about so called "dangerous" breeds--
BTW i have NEVER met a mean Pit--
***Edited By: CallainGSD on 6/4/2005 2:56:19 PM*** Reason: added a note