If you get it early enough before your dog has been diagnosed with a problem it's good. They generally don't cover pre existing conditions or routine things.. so that can be kind of crappy.
If I were to have a doxie I'd get insurance since the potential for back injury is high and pretty expensive. Andthing that could be a probable condition or problem that's serious I would really consider it.
I certainly think it is worth it, especially when you have a new puppy. My insurance covered 90% of Riley's vaccines, including rabies. And I have a $50 deductable on any emergency, they cover the rest. So when he got bit by another dog a few months I ago, the bill was $200, they paid $150. So I can imagine when(if) something serious happens adn it is in the thousands, I will be thanking God I have it.
I feel it's worth it. My deductible is $50.00 I joined in January and I used it once so far. My bill was $130.00 and I got a check in the mail yesturday for a refund of $80.00. You never know what your dogs going to get into. I just found out she might have epilespy.This will help me out a lot. I'm getting it on my next dog also.