Has anyone ever heard of a breeder allowing you to make payments on a puppy, and then give you the puppy before the payment is received in full? I know most breeders want payment in full before they give you the puppy, but has anyone ever heard of a contract aggreement where you can make payments on a puppy you can get before it is paid in full?
I did do a payment plan on one pup.. I would not let her have him till he was paid for, and it was a very short time and I wrote a little contract up on it..
I reallly hesistate to do this for the simple reason is if someone can't afford the dog, can they afford vet bills, dog food, general care required by the dog.. Will money be an issue if an emergency takes place and the dog needs immediate care??
Yes, I do understand your reasoning for not wanting to do it. But pugs are expensive, or at least to me they are. Around 600-800 dollars. If something were to come up my vet has a payment plan and an insurance plan also for pets. So I know if something were to come up I would be able to afford that. I am saving to get a pug, but just wondered if there was a way around it
I am generally trusting, and I would never intentionally send a puppy to any one other than great. So there have been about 6-7 occasions with exceptional (and expensive particularly after ear crop and shipping) puppies that I have done a contract with payment arrangements. Many of those were done for a Champion sired litter that were due to leave 2 weeks after Christmas when no one has money.
Unfortunately, one of those did get ear crop, shipping and paid very little towards the actual purchase price of the puppy. Then once they recieved the puppy, quit returning my calls and e-mails. They owe over $1200, that I would have to go to NY to file for. I am driving to NJ in a few weeks and I have thought about filing on that jerk when I am down there, if the drive isn't too much further. By the way, this guy still does not have the AKC papers to this dog--but with the pedigree I sent probably has him registered with some other registry...
I also had some one in Colorado tell me 'the check is in the mail' for the final balance years back, and you can guess it was never in the mail, but that was for only like $300, lesson learned.
You would think that I wouldn't do that again, but I am. Actually with a show girl from my litter right now. I am just getting ALL that woman's info, social security #, copy of drivers license, POST DATED CHECKS, and contract.
I just realize that this lady is not the jerk from NY and I HAVE to trust her with my best bitch puppy. We need to have a life-long relationship.
I am NOT TELLING MY HUSBAND OF COURSE-- he has pretty strict rules about NOT doing payments for puppies, but oh well. They are my babies not his--I have final say (because I don't tell him hahaha).
On rather expensive show dogs, some breeders will allow you to make payments if they know you well. However, I would not go into debt to buy an animal. Save up your money, and call breeders and ask if they have any (of my favorite...) leftover puppies, but don't call them that to the breeder, just ask if they will keep you in mind if they have a puppy that they might consider lowering the price on if it doesn't find a home soon enough. Most breeders will go down on the price eventually to find a good home for the pup.
You know, if you think about it, this could be a scam. I have never herd of anyone letting go their puppies until they have receive FULL PAYMENT of the puppy. You should look more into this and keep on correspondings that you make with this person for your protection should you need it in the future.
I have done payment plans before, on an individual basis. I always keep the AKC papers until the amount is paid in full, and I draw up an addendum to my contract for them to sign that they will pay "x" amount per month until the balance is paid. I actually send a "bill" like a credit card company would when the payment is due. I also get all the family's info...drivers license, address, multiple phone #s, etc., just like alicat, so that they know that you are serious aout this contract and they WILL be taken to small claims court if they do not pay, and the dog eill be "repossessed" by me. Knock on wood, I have never had a problem with it.
I agree. Most breeders are not going to do a payment plan and let you take the pup home before the pup is paid off. Unless they are a personal friend, I doubt it will happen. I suggest saving up and plan on waiting to get a pup when you expect you have the full amount you plan to pay. I have learned to not trust people so much...once bitten twice shy....as I also will not take a personal check. I deal in cash only. Unles it is a deposit send when the pup is younger....no checks here either...those things can bounce like you wouldnt believe and funny how fast folks disappear once they sign it too.
I have been paying on my shih tzu puppy for the past 2 months. I'm sending the final 100 off tomorrow. Perhaps it's because i've purchased from this breeder before, and i've also refered quite a few people to her.
Yes, I understand all points to it. I would definately pay in full. I am a very honest person, but if a breeders been burned before on it, I can see why they would not do it again. Thanks for all input.