If you own or have owned a dog or any pet, do you prefer to rent or own your home/condo/real property? I currently rent and was recently turned off from buying due to the Gestapo like associations. I also read home owner associations can be horrible. Now, I have become turned off by not only authority but by ownership. The guy ___ Jones recently won a $500,000 prize for literature. He stated he is scared to death to own anything and only wants to exist in this life and move on. However, there is the issue of privacy when you own. Have you found property ownership to be detrimental or easier for your pets?
Only a few properties have associations. There is good and bad. We have an association and it's a little bit of a pain cause you can't do some things, like have a pool in your yard (there is a community pool) or put up a high fence, or have a hugh vehicle in your driveway. You also have to get any outdoor improvements approved, first. But it keeps the neighborhood looking nice and uniform. I don't really mind it cause I don't want to do any of those things, anyway. Sometimes they can get a bit imposing, like the 2 dog rule (I forgot who) had imposed on them. But very few homes have associations, anyway. Owning definately provides a tax benefit.
We have been living in our house for almost a year, and we are buying. Its great because you can do whatever you want to do with the house. Unlike renting you have to leave your walls white here every room is painted a warm color, like chocolate ice cream color. My house is so warm and homey feeling unlike the rental house I was in didn't feel like home at all. Oscar loves it here and at my rental house we lived there for three years and the land lord only thought we had a lab. If he would had found out we had a Dane he would have killed us.LOL But we had to really be careful on how the dogs treated the rental. I even once had to fix a hole in the wall because Oscar shoved my labs head into the wall. There was the perfect profile of a labs head in the wall. And then we left our lab out for the day while we were shopping and he eat his way through the backdoor. I was so shocked when we got home and Winston was looking through the living room window at us. Sorry I have kind of rambled on. But I love not having a land lord. And plus around here owning is way cheaper than renting. When we reanted we paid 600 a month. And now we only pay 305 a month and our house is valued at 75,000. Oh yeah, there is no association here too.
I do not know where you live lalayla, but where I live there a few areas that DON'T have restrictions, and our home is paid for. Which reminds me, has anyone heard from Sugerbum since she said she had to sell some of her dogs, or move.
I know, Cricketmom, the associations seem to be getting more and more popular everywhere you go. A few years ago, it was only town homes, but now more and more single family homes come with the "bylaws". It's not bad for me, but I can see how it can be restrictive to some. Not to mention paying a monthly fee. But we live in a large develoopment with parks and almost everyone has a dog, there are lots of community doings in the develoopment and the people that run it are doing a very nice job. There is even going to be a pet parade this month. Its not a high price development, either. There is a large pond with a bikepath. I have to admit, its very nice. We moved in when it was just starting and had no idea it would develop into this.
I have owned my home since 1988. There are very few homeowner associations here and personally I would not want to live in a neighborhood with one. Just because if I am paying for my home I don't want someone else telling me what to do. It is cheaper to own here than to rent too, and it's an investment. Of course, you always take the chance that you may not like your neighbors or that the neighborhood may change and you wouldn't like it anymore. But then you can always move, and after selling would hopefully have enough equity to move up. I am all for ownership and don't have to ask anyone about my pets, fence, my suburban in the driveway, the new tree i planted in the front yard, etc. Plus I can paint my house (inside and out) any color I please whenever I want. It seems that if you have an association that tells you what color your house has to be, how high your fence can be, etc. then all the houses would look alike and I personally don't like that. Now, I'm not saying I want to paint my house neon green or something, but the point is I don't want to get permission from someone else for something I own.
I used to say that I would never want to own in any type of association with rules, etc. But then I moved to DC. Basically, the only housing around here is in some kind of home owner's association (HOA) or condo association. There are very few "independent homes." The most important thing is to review the rules and decide if you can live with them. Also, do not assume that all HOA rules are legal. Sometimes HOAs try to impose rules on people that do violate laws and can be overturned because of that. My good friend just had her car towed from her parking space in front of her house by her HOA. They said it was because her state registration was over due. Well it was 3 days overdue. And by Virginia law, if you have paid online and are waiting for the sticker to come in the mail, you have a 7 day grace period. Therefore she made her HOA pay the towing bill and change the rule. As for living with pets, I prefer to own. Mostly because then you don't pay some overpriced pet fee that landlords charge. I am a responsible pet owner and don't let my pup destroy anything, so I am not paying for other possible bad pet owners who don't take the right care of their pets.
My parents just gave my me and my husband land...for FREE! They told me the only catch was I couldn't JUST have dogs...I had to give them a few grandkids as well. I am hoping that we will be able to build as soon as next summer!! I am so excited not to have to pay a pet deposit, and walking across the complex in my jammies to take the dog out to the bathroom. I am so excited to have a yard again. It will be nice to just let Ivan outside to play in the yard. The land is right next door to my parents...but i really don't see that being a problem. My parents are VERY easy going. They weren't even hard to live with when I was a teen. They aren't the nosey type....I did stress it with my husband to make sure that he was okay living nextdoor to my parents, but the only thing he has said about it was "free babysitters sounds nice". Plus: the land is out in the country, the town isn't even considered a real town...so there are no laws regarding how many dogs you are allowed to own or anything like that. not that any of you cared to hear that story...but i am excited!!!!
I wouldn't live in a community that has covenants either. I think there's just something annoying about paying 200,000 plus for a house and not getting to have a say in what is in your driveway, yard, what color your house is, etc. A lot of covenant communities around us even have rules about what type of christmas lights you can put up! I mean, the rule about how long they can be left up doesn't bother me, but what kind of lights you can use? That's crazy. As far as renting, I don't like that idea either unless you are in a condo or apartment. Renting a home would bother me because basically you're paying someone else each month and YOU have to take care of their yard. If you do a garden, it's not really yours. If you plant flowers, they're in someone else's yard really. And you have to mow the grass and water it and take care of it like it's yours, and it's not. blah. lol I cannot wait until we can relocate to the country and own land. Land that isn't governed by a HOA. That is the best setting for me personally. No homes right next to you, having an actual yard for the kids to play in, not as many regulations in regards to animals, quieter...yeah, I like the country life :)
i waited till i bougth to get dogs. i had a cat in an apt and it was like trying to find a place fro a lepur to live. not too many animal friendly apts here. i like owning because it's mine, no landlord to answer to, can do what i want, FINALLY get my own pool... but when something breaks, I have to fix it $$$ and that never ends!!! plus, my mytge is a bit less than my rent was, and i get a huge tax write-off at the end of the year!!!no matter the house, there is a seemingly never ending to-do list. but i love it!! i do not live in a neighbor hood with an assoc, and would carefully examine the by-laws of any h/o assn before i moved into one. as an aside- i work doing title searched for people. we are the people that prepare the report when you buy or re-fi. on that report it is listed andy homeowners assn, and the recording onfo for the h/o by laws. if there is a h/o assn, the by laws/covenents/whatever they are called in your case have to be recorded with the county, wherever your deed is recorded, to be legally binding. adn you are entitled to a copy of them before oyu buy. i encourage you to get a copy and make sure they are livable for you. many of the lawsuits we see in our field are someone unaware there were bylaws to live by, then they planed or painted something and got in trouble, because they didnt know.
I own my home. There are no home owners associations in the town I live in but then again I live in a very rural community of about 3'000. I live on 32 acres right off a gravel road about 5 miles off the main road which is also a country road so we have lots of privacy and very few neighbors. But when I lived Colorado and Wyoming we were governed by a home owners association and Oh man did I hate it! I couldn't even have a garden or plant wildflowers there were certain plants that we couldn't plant. I am so glad to be away from all that.
GinaH-your place sounds wonderful! I also live in a rural area (can't even see my house from the road) But we have only 4 acres and the house itself is small. But we have our privacy, which is important to us. And no one to tell us how many pets we can have or to complain when I hang wash out in my underwear!
Quote "the house itself is small. But we have our privacy, which is important to us. And no one to tell us how many pets we can have or to complain when I hang wash out in my underwear!" ------------------------------------------------------ Amen to that! My house is not very big either but I don't care we bought the place for the land. We have horses and a couple of Ponds and some of our land is wooded which is great for riding ATV's and camping in the summer. I love the privacy and the fact that I can have as many animals as I want!
Currently, I rent and while my landlord doesn't require a pet deposit, she does make infrequent "checks" on the place. To make sure Minnie hasn't torn the place up. I don't think I'll move to another apt. as long as I have Minnie, b/c w/ the pet deposits and "pet rent" I would go broke. I look forward to the day that I do own, though.
I have owned my own home for 5 years and would never rent again. When I rented there were so many guidelines and rules to follow. I should be able to live in my home and do as I please - I'm paying for it. The only rules in the area I live is that you need to get a building permit to add on to your home or build a garage.